Moni is an Argentina-based fintech that offers online loans, prepaid cards, and the ability to pay utility bills and recharge mobile phones online.

Currently, Moni operates in Argentina and Colombia. It represents a secure alternative for quick loans and has been designed to facilitate online financing in just minutes.

Infrastructure Solutions for Leading Fintech in the Market

Moni is an Argentina-based fintech that offers online loans, prepaid cards, and the ability to pay utility bills and recharge mobile phones online.

Currently, Moni operates in Argentina and Colombia. It represents a secure alternative for quick loans and has been designed to facilitate online financing in just minutes.

The Challenge

Initially, MONI’s primary product was personal loans. With over a million loans granted, the company began to expand, and along with that came increased billing costs on the AWS service.

MONI aimed to grow across all product lines, increase development speeds, and conduct product validations without having to worry about AWS costs.

Issues Migration to separate accounts by environments using AWS Organizations Creation of a monitoring system for production and non-production environments enabling swift issue detection Migration to Amazon Elastic Kubernetes Services (Amazon EKS) Ensuring high scalability tailored to the company’s variable traffic peaks Objectives Optimize costs on AWS Implementation of local environments using Docker Compose, with fully automated startup processes Migration to Amazon Elastic Kubernetes Services (Amazon EKS) from an AWS account Deployment of applications and CI/CD implementation across services with version control Implementation of monitoring, including APM and custom scalability metrics PCI Security Certification

The Craftech team devised a comprehensive Kubernetes-native development stack.

The platform adopted Docker for its entire product line, and projects now feature fully automated CI/CD to enable faster development with greater reliability.

We implemented a completely customized stack for logging, monitoring, and alerts with automatic notifications for both infrastructure and business metrics.

All processes related to PCI compliance for debit card payments were automated, allowing MONI to achieve certification.

100% Automated Processes

All deployment and environment restoration processes are 100% automated. We are currently engaged in enhancing monitoring and alert systems.

PCI Certification

The company has achieved PCI certification for the third consecutive year, with cutting-edge implementations for secure PCI compliance environments.

60% AWS Cost Reduction

By utilizing technologies such as spot instances, savings plans, and reserved instances, we managed to reduce costs by up to 60%.